Waste Not

I'm a security-minded person and waste irritates me. So, those credit card soliciations that already have my name and other information printed on them make me nuts -- they are a waste of paper and ink, not to mention a drag on the mail system and potential for identity thieves.

While preparing to shred a half dozen of them today, I noticed an opt-out number to "no longer receive prescreened offers of credit." Whoo-hoo! I'd read an article a while ago about the number to call and that the number actually works, but I'd lost the article before writing it down.

I wasn't going to procrastinate this time, so I called: 1-888-567-8688.

There is only a computer voice and you have to input some pretty sensitive information -- name, address, date of birth, social security number. That last one gave me pause but, if the credit offers are based on my credit report, which is based on my social security number, it does makes sense they need the SSN to verify my identity.

Now that I've gone through the opt-out process, I'll hopefully stop getting those darned offers. The computer voice told me it could take a few weeks for the process to be complete. When it is, I think both I -- and my mailman -- will be grateful.